![The FDIC has about $119.3 billion on hand](https://ktvz.b-cdn.net/2024/02/cnn-L19jb21wb25lbnRzL2ltYWdlL2luc3RhbmNlcy9jbHNldjVzZzEwMDA4M2I2aGJxdnFnbTIx-L19jb21wb25lbnRzL2FydGljbGUvaW5zdGFuY2VzL2Nsc2Vwb3JtdjAwMGtwOHFlN3gzaTdmOHE-375x225.jpg)
Here’s why some people keep uninsured money in their bank
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