Maximize your credit card rewards with minimal effort

By SARA RATHNER of NerdWallet

To catch up with your credit-savvy friends, you may be considering a credit card that earns cash-back or travel rewards. If you have one already, perhaps you want to add a second card to the mix to earn even more. But it can be tough to figure out where to begin, especially if you have no desire to become one of those intense credit card optimizers juggling a wallet full of cards and a highly detailed spreadsheet. You can get value out of a rewards card or two (or more, if you’re so inclined) with less effort. Here are tips to get started.