One year after the end of COVID-19 pandemic emergency, Oregon is among top states keeping people covered

More than 1 million people keep Oregon Health Plan benefits due to efforts to expand coverage options

SALEM, Ore. (KTVZ) — With more than 90 percent of the state’s 1.5 million renewals complete, more than 4 out of 5 Oregonians are keeping their Oregon Health Plan or other Medicaid benefits.

During the COVID-19 Public Health Emergency (PHE), which ended one year ago in April 2023, the federal government allowed states to keep people on Medicaid benefits. This ended when the pandemic emergency ended, so over the last year Oregon has been making sure everyone on OHP is still eligible.

At this point in the PHE unwinding process:

• Just 1,078 members, about 0.07 percent, still need to respond to renewal requests; 9,573 members, about 0.65 percent, have responded to their renewal but are awaiting state action on the response.
• The remaining renewals, about 8.72 percent of the total, will occur over the summer.

Oregon’s 81.8 percent renewal rate continues to be the third highest in a national comparison of state renewal rates by KFF, a nonpartisan health policy organization. Oregon’s high renewal rates are due to proactive efforts by the state to keep people covered, including extended response timelines, and adding the upcoming OHP Bridge program for adults with higher incomes.

Members who have not received a renewal yet should:

• Keep their address and contact information up to date.
• Check their mail or ONE Online account for their renewal letter.
• Do what the renewal letter asks as soon as possible. Anyone concerned they missed their letter should get help with their renewal via one of the ways to find help listed below.
• Members who did not respond to renewals can still re-open their case three months after it closes if they are still eligible, and they can reapply at any time.

Although most people are keeping coverage, approximately 240,000 people will lose or have reduced medical benefits and need to consider other coverage options.

• People who do not have coverage through an employer or Medicare may be able to enroll through the Oregon Health Insurance Marketplace and get financial help. Most people who enroll through HealthCare.gov qualify for this help.
• The Marketplace is sending information to people who are no longer eligible for OHP benefits, advising of other potential coverage options.
• People who have recently lost OHP benefits can enroll anytime until November 30, 2024, or within 60 days of their benefits ending.
• For more information and ways to get help signing up for Marketplace, Medicare, or employer coverage, see “What to do if OHP is ending” below.

Remaining renewals

On Feb. 13, 2024, the federal government approved a revised plan for Oregon’s remaining 126,000 post-pandemic renewals.

Many of these renewals were affected by a federal request for more than 30 states to review automated renewal processes or restorations of some Oregon Supplemental Income Program Medical (OSIPM) benefits. A May 2024 technical update to Oregon’s ONE Eligibility system will enable Oregon to use the new automated process for the remaining renewals.

Renewal letters will be sent to members in four waves between June and September. Members will still have 90 days to respond, and 60 days’ advance notice before any termination or reduction in benefits. This means the final responses would be due in December 2024, and the final closures will happen in February 2025.

Data about pandemic unwinding renewals appears in the Medical Redeterminations Dashboard.  The dashboard data and these press releases will not include renewals for OHP members who have already renewed early in the unwinding process, who are coming up for renewal again. Over time, Oregon is switching to renewing most OHP members every two years instead of annually.

April OHP renewal data

As of March 19, 2024, 1,317,810 people have completed the renewal process. This represents 90.6 percent of all OHP and Medicaid members.

• 1,077,765 people (81.8 percent) were renewed and kept their benefits.
• 226,042 people (17.2 percent) were found ineligible.
• 14,003 people (1.1 percent) had a reduction in their benefits. Most of these members lost full OHP but were able to continue Medicare Savings Programs that help pay their Medicare costs.

Find help renewing your benefits

1. Learn more about how to renew your Oregon Health Plan medical coverage.
2. Call the ONE Customer Service Center at 800-699-9075. All relay calls are accepted, and help is available in multiple languages. Wait times are lowest between 7 and 8 a.m.
3. Visit or call a local Oregon Department of Human Services office. People can find their local office at https://www.oregon.gov/odhs/Pages/office-finder.aspx.
4. Visit a community partner for free, in-person help. To find one near you visit OregonHealthCare.gov/GetHelp (English) or orhim.info/ayuda(Spanish).

What to do if your OHP is ending:

• First, review the case summary in your letter to make sure the information used to make the decision was correct. If that information has changed, notify the state via one of the options above If the information on file for you is correct and you disagree with the decision, you can request a hearing. Learn more about hearings.
• Explore options through an employer. If you, your spouse, or a parent are working, you may be eligible for health coverage through that employer. Talk to your manager or Human Resources department to see if you qualify. You will have a special enrollment period to enroll mid-year due to loss of OHP benefits.
• If you have or are eligible for Medicare: For help understanding and choosing the right Medicare options, go to https://OregonHealthcare.gov/GetHelp to find an insurance agent or a counselor at the Senior Health Insurance Benefits Assistance Program (SHIBA). You can also call SHIBA at 800-722-4134.

If you need to sign up for Medicare for the first time, contact the Social Security Administration (SSA) at 800-772-1213 to enroll by phone or find a local office. You can also enroll in Medicare online at ssa.gov/medicare/sign-up.

• Nearly 80 percent of Oregonians qualify for financial help through the Oregon Health Insurance Marketplace. Visit OregonHealthCare.gov/WindowShop to answer a few quick questions, find out how much you can save and find out how much coverage may cost you. You can also call the Marketplace Transition Help Center at 833-699-6850 (toll-free, all relay calls accepted).
• Need free local help finding other coverage? Visit OregonHealthCare.gov/GetHelp to find professional help near you.

The Oregon Health Authority (OHA) and Oregon Department of Human Services (ODHS) are committed to transparency and will continue to send monthly information about medical coverage among Oregonians as the agencies continue to track the programs. Check our ONE Eligibility Operations Dashboards for more frequent updates on medical renewal data and wait times for callers to the ONE Customer Service Center.