Oregon officials urge families to review insurance before classes start

OREGON (KTVZ) -- Back-to-school season is here, and Oregon insurance officials say now is a good time for families to review their coverage--especially if a student is heading to college, or a teen is getting behind the wheel.

The Oregon Division of Financial Regulation says students living in a dorm may have personal belongings covered under their parents’ homeowners policy, but families should check with their insurance company.

Students living off-campus should consider renters insurance. Officials say it can protect personal belongings and provide liability coverage.

For teen drivers, make sure your insurance company knows who is driving the vehicle, and where it will be kept. If the vehicle is titled in the student’s name, they will generally need their own policy.

More information is available at dfr.oregon.gov.